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Prevent Debit Card Fraud

Due to a recent increase in compromised cards related to illegal card readers at payment terminals such as Gas Pumps, First National Bank recommends you pay for gas inside the store.
Install the Shazam Bolt$ App to receive instant alerts on debit card purchases with the power to temporarily freeze your debit card.

Association Lending Services

Even the best managed properties may need financing at one time or another. First National Bank of Kemp offers loans to help meet maintenance, improvement, and development needs for condominium and homeowner’s associations in amounts up to $2,000,000. Decisions are offered quickly with expedited underwriting on all requests up to $1,000,000. Loans to Condominium Associations or HOAs provide individual unit owners the ability to pay reasonable monthly assessments, while allowing the Association to complete projects immediately, without depleting association reserves.

What we offer:

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  • Terms from 1 to 15 years
  • Loan amounts from $100,000 to $2,000,000
  • Competitive interest rates (fixed and variable)
  • No prepayment penalty to Association unless refinanced by another lender
  • No deposit account requirement
  • Flexible funding – credit line or full, up-front funding
  • Quick decisions – feedback offered within a few business days of receiving requested information

Financing a capital maintenance project is a weighty decision, which is not right for every Association. With our flexible and personal approach, First National Bank of Kemp can help find a solution that works for your Association. If you have any questions about our Community Association loans, please contact us. We are happy to be of service!

For more information, please contact:

Kristen Scott
Assistant Vice President, Association Lending Officer
kristen.scott@fnbkemp.com
(903) 340-0905
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