Personal Services
First National Bank of Kemp offers a wide variety of checking, savings, money market accounts, CD's, IRA's, and ATM/Debit cards. Every account is different, allowing you to meet and obtain the various goals you have in life. We would like to help you manage your money in an easy and convenient way.
| Free Checking | Requirements | Disclosure | Bonuses |
|---|---|---|---|
| Perfect for every day use. | $1 minimum to open Direct Deposit |
Account Disclosure Fees & Charges
|
FREE online banking/ FREE Bill Pay/ FREE phone banking |
| Regular Checking | Requirements | Disclosure | Bonuses |
|---|---|---|---|
| Perfect for every day use. | $100 minimum to open |
Account Disclosure Fees & Charges
|
FREE online banking/ FREE Bill Pay/ FREE phone banking |
| Golden Years | Requirements | Disclosure | Bonuses |
|---|---|---|---|
| Perfect for every day use. | $100 minimum to open 60 Years of Age or Older |
Account Disclosure Fees & Charges
|
FREE online banking/ FREE Bill Pay/ FREE phone banking/ Free bank stock wallet-style checks/ Free Safe Deposit Box *See Disclosure |
| Money Market Account | Requirements | Disclosure | Bonuses |
|---|---|---|---|
| Transaction Limits Apply. | $1,500 minimum to open |
Account Disclosure Fees & Charges
|
FREE online banking/ FREE Bill Pay/ FREE phone banking |
| Electronic Transaction Account *ETA | Requirements | Disclosure | Bonuses |
|---|---|---|---|
| Withdrawals by Card or at Bank Only! | No minimum to open |
Account Disclosure
|
FREE online banking/ FREE Bill Pay/ FREE phone banking |
| Personal NOW Account | Requirements | Disclosure | Bonuses |
|---|---|---|---|
| Interest-bearing Checking. | $1,500.00 minimum to open |
Account Disclosure Fees & Charges
|
FREE online banking/ FREE Bill Pay/ FREE phone banking |
| Personal Super NOW Account | Requirements | Disclosure | Bonuses |
|---|---|---|---|
| Interest-bearing Checking. | $5,000.00 minimum to open |
Account Disclosure Fees & Charges
|
FREE online banking/ FREE Bill Pay/ FREE phone banking |
| Regular Savings Account | Requirements | Disclosure | Bonuses |
|---|---|---|---|
| Transaction Limits Apply. | $100 minimum to open |
Account Disclosure Fees & Charges
|
FREE online banking/ FREE Bill Pay/ FREE phone banking |
| CD's | Requirements | Disclosure | Bonuses |
|---|---|---|---|
| Invest money at a higher rate of return. | $500 minimum to open Terms from 3 to 24 months |
Click Here for Disclosure
|
FREE online banking/ FREE Bill Pay/ FREE phone banking |
| Individual Retirement Account (IRA) | Requirements | Disclosure | Bonuses |
|---|---|---|---|
| Traditional and Roth for Retirement Savings. | $500 minimum to open Tax law restrictions apply |
Account Disclosure
|
FREE online banking/ FREE Bill Pay/ FREE phone banking Early Withdrawal Penalty waived after 59 1/2. |